The Ontario government offers debt forgiveness to eligible Ontario Student Assistance Program (OSAP) recipients. Income limits apply, and applicants must have a permanent disability or be experiencing severe financial hardship.
OSAP debt forgiveness is available to borrowers who meet specific income limits and other eligibility criteria. As of 2026, single borrowers with an annual income below $40,000 may be eligible, while married borrowers or those with dependents may have higher income limits.
The Canadian government offers repayment assistance and debt forgiveness programs for OSAP borrowers. Income-driven repayment plans and debt forgiveness may be available to borrowers who meet specific income limits and other eligibility requirements.
OSAP borrowers with permanent disabilities may be eligible for debt forgiveness. Income limits do not apply to borrowers with permanent disabilities, and applicants must provide medical documentation to support their claim.
Recent graduates struggling with OSAP debt may be eligible for debt forgiveness programs. Income limits and other eligibility criteria apply, and borrowers should review their options carefully to determine the best course of action.
Use our OSAP debt forgiveness calculator to determine your eligibility for debt forgiveness programs. Simply enter your income, family size, and other relevant information to estimate your potential debt forgiveness amount.
A recent study by the Institute for Research on Public Policy examines the impact of OSAP debt forgiveness programs on low-income borrowers. The research highlights the importance of income limits in determining eligibility for debt forgiveness and suggests potential improvements to the program.
Watch our webinar on OSAP debt forgiveness to learn more about income limits, eligibility criteria, and the application process. Our expert panel discusses the latest developments in OSAP debt forgiveness and answers common questions from borrowers.