International students can open a bank account in Canada with a study permit and proof of enrollment, but a Social Insurance Number (SIN) is recommended for certain banking services.
According to the Government of Canada, international students may not need a SIN to open a bank account, but it's required for working part-time or filing taxes.
Many banks in Canada offer special accounts for international students, and while a SIN is not always necessary, it can make it easier to manage your finances and access certain services.
Desjardins Bank offers a range of services for international students, including the ability to open a bank account without a SIN, but with certain limitations on account features.
Scotiabank's International Student Banking program allows students to open a bank account with a study permit and proof of enrollment, and a SIN is not required for basic banking services.
The University of Toronto's international student guide explains that a SIN is required for working part-time, but not necessarily for opening a bank account, although it's recommended for easier banking.
This personal finance blog compares banking options for international students in Canada, including accounts that don't require a SIN, and offers tips for managing finances as an international student.
This non-profit organization provides information and resources for newcomers to Canada, including international students, on banking and financial services, and explains the role of a SIN in banking.